Boarded Up

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Foreclosures in Cleveland are up 50% over last year.

Out of Work

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Johnny Nicholson, 40, tries to find a job as a welder or auto mechanic at the Cleveland Division of Workforce Development employment office.

Eviction Notices

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Warning and final eviction notices are lined up in the office of the Cuyahoga County Sheriff’s Department.

Bearer of Bad News

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Detective Robert Cole, an officer in the Sheriff’s Department, delivers notices to residents whose homes have been repossessed.

Extreme Caution

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When Detective Cole finds a home that is already abandoned or vacant, he enters with his weapon drawn, to guard against squatters. The World Press Photo judges chose this image as World Press Photo of the Year.

Bad Block

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Every home on this street has been boarded up or abandoned.

Hard Lessons

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Residents facing foreclosure turn to ESOP, Empowering and Strenghtening Ohio’s People, a community group that connects borrowers with lenders in hopes of establishing a reasonable solution to mortgage payments.

Paperwork

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In danger of losing their home, Michelle Fortson and her husband Reginald search for a tax abatement document in their files.

Forced Out

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The elderly woman who lived in this house was unable to keep up with her payments. Friends and family help her move out her belongings.

Suddenly Homeless

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Darin Roseberry, 46, and his two daughters come to the Catholic Charities Emergency Center after being unexpectedly removed from their apartment. Though they paid their rent on time, their landlord had failed to meet his loan obligations and the building was repossessed. When Denise, 20, was told that the family would be split up and that she would be forced to live in a women’s shelter, she broke down in tears.

Reprieve

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Catholic Charities paid for the Roseberry family to spend one night in a hotel. The following day, they were placed in separate shelters.

Dangerous

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Squatters, drug dealers and junkies frequently take up residence in the abandoned homes.

Security

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An inspector from Safeguard Properties patrols a $300,000 home in foreclosure. The company hires itself out to keep homes like this one from being vandalized or damaged.

Stolen

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Thieves have ripped open these walls in order to remove the copper pipes and wires, which can be resold.

Auction

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Mortgage brokers and their lawyers purchase homes in foreclosure at a sale organized by the Cleveland County Sheriff’s Department.

Studying

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A potential purchaser studies reads at the auction.

Empty

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The Randell Park Mall, once one of the nation’s largest shopping centers, is still operating, but very few of its stores are open for business.

Source: Time

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